Our online application allows for a secure upload of the requested documents at the same time you complete your application.
The following documents may be requested to obtain new mortgage loan:
- Government issued ID - legible color copy of the front.
- Past two (2) years W-2 statements
- Pay Stubs covering the last (30) thirty days
- Federal Tax Returns - most recent 2 years. Please sign & date.
- Two most recent monthly bank statements. Please include all pages, even if blank.
- Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts (if being used for the transaction)
- A letter of explanation for any known credit problems
- Signed & Dated credit authorization.
- Real Estate Owned - most recent mortgage statement, tax bill, and insurance bill for ALL real estate owned.
If you are self employed, employed in sales, paid by commission, or own rental real estate:
- Two (2) years signed federal tax returns - including all schedules
- If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
